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The Yates Agency Blog

View the latest blog posts from The Yates Agency.

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Wednesday, April 14, 2021

How Car Wreck Injuries Qualify for Workers’ Comp

By dispatching an employee driver on a business errand, you have to recognize that sometimes accidents will happen. If the employee were to sustain an injury as a result of the wreck, then they might face a significant recovery period. They might need your assistance in your recovery period.  READ MORE >>

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Wednesday, March 3, 2021

What is Cash-value Homeowners Insurance?

Household contents are automatically covered by all homeowner policies. However, how contents are covered can vary greatly depending on the policy type. For example, a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items, you will be paid out at a depreciated value. READ MORE >>

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Monday, February 15, 2021

Common Auto Insurance Mistakes

Did You Know?  An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.     READ MORE >>

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Wednesday, January 27, 2021

Who to List as a Beneficiary on a Life Insurance Policy

The choice of who to name as a beneficiary on your life insurance policy is not one to take lightly. Whoever is listed on your policy will receive benefits as stated by your life insurance once you have passed away.  Do I Have to Put Family Members on My Life Insurance Policy?  READ MORE >>

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Tuesday, December 15, 2020

How Long Does It Take for General Liability to Pay Out?

  Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance.  READ MORE >>

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Wednesday, December 2, 2020

How is Dwelling Insurance different than Homeowners Insurance?

  You can think of homeowners insurance like a large package of different insurances all wrapped up together. Dwelling Insurance is one of the key pieces of that bundle. It covers your home, attached structures and can even include permanent appliances.    What is covered by Dwelling Insurance? READ MORE >>

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Wednesday, September 30, 2020

How Car Insurance Will Compensate You for Collisions

When you have a car wreck, you will become concerned by the costs necessary to repair or replace your damaged vehicle. If you have the right car insurance, however, then you can receive compensation. This benefit, known as collision insurance, often can provide you with substantial cost help that you will not have to pay out of your own pockets. READ MORE >>

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Wednesday, September 16, 2020

How is Life Insurance Calculated?

Contrary to popular belief, life insurance premiums are not based solely on your health. There are quite a few factors that go into calculating how much your life insurance premiums will cost, as well as what time of payout will be given in the end.   Age  READ MORE >>

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Friday, August 28, 2020

Why It Is Important to Carry Workers’ Compensation Insurance

Most states require certain business owners to carry workers’ compensation insurance. It’s a benefit that you pay to your employees, but that protects the business, too. Workers’ compensation creates a vessel to settle the costs of employee injuries without resorting to legal action. READ MORE >>

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Wednesday, July 29, 2020

Homeowners Insurance for Hail Damage

Summer, weather systems are often volatile, and severe storms can pop up unexpectedly. They can also prove much more intense, even though they don’t last long. One of the common phenomena that might accompany a storm is hail. When it comes to your house and property, that hail might prove very damaging. READ MORE >>

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