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The Yates Agency Blog

View the latest blog posts from The Yates Agency.

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Tuesday, December 15, 2020

How Long Does It Take for General Liability to Pay Out?

  Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance.  READ MORE >>

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Wednesday, December 2, 2020

How is Dwelling Insurance different than Homeowners Insurance?

  You can think of homeowners insurance like a large package of different insurances all wrapped up together. Dwelling Insurance is one of the key pieces of that bundle. It covers your home, attached structures and can even include permanent appliances.    What is covered by Dwelling Insurance? READ MORE >>

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Wednesday, September 30, 2020

How Car Insurance Will Compensate You for Collisions

When you have a car wreck, you will become concerned by the costs necessary to repair or replace your damaged vehicle. If you have the right car insurance, however, then you can receive compensation. This benefit, known as collision insurance, often can provide you with substantial cost help that you will not have to pay out of your own pockets. READ MORE >>

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Wednesday, September 16, 2020

How is Life Insurance Calculated?

Contrary to popular belief, life insurance premiums are not based solely on your health. There are quite a few factors that go into calculating how much your life insurance premiums will cost, as well as what time of payout will be given in the end.   Age  READ MORE >>

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Friday, August 28, 2020

Why It Is Important to Carry Workers’ Compensation Insurance

Most states require certain business owners to carry workers’ compensation insurance. It’s a benefit that you pay to your employees, but that protects the business, too. Workers’ compensation creates a vessel to settle the costs of employee injuries without resorting to legal action. READ MORE >>

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Wednesday, July 29, 2020

Homeowners Insurance for Hail Damage

Summer, weather systems are often volatile, and severe storms can pop up unexpectedly. They can also prove much more intense, even though they don’t last long. One of the common phenomena that might accompany a storm is hail. When it comes to your house and property, that hail might prove very damaging. READ MORE >>

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Monday, June 22, 2020

What Are My Auto Insurance Needs if I Provide Rideshare Services

Rideshare services such as Uber and Lyft have allowed more people to earn a living while driving their own cars. The use of your personal auto calls into question the need for commercial auto insurance protection. You might need it during times you use a personal vehicle for business purposes. READ MORE >>

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Thursday, May 21, 2020

When Should You Increase Life Insurance Coverage

When you bought your life insurance policy, you probably carefully considered your insurance needs. But, since you're going to have your policy for years, it's nearly certain that your needs are going to change.    If you have one of the following major life events, it may be time to increase your life insurance coverage. READ MORE >>

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Monday, April 27, 2020

What Should You Do If A Customer Slips And Falls In Your Store??

If you have a customer slip and fall in your store, you may have a natural human response to feel bad for them. However, as a business owner or manager, you also need to think about general liability insurance concerns and protecting your business.    READ MORE >>

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Tuesday, March 17, 2020

Are Doghouses Protected by My Home Insurance Policy?

Your home insurance policy can include any "non-attached" building on your property — so long as you let your insurer know that you have those buildings on your property. This includes tool sheds, gazebos, playhouses and doghouses.  The question isn't so much whether these structures can be covered, but whether they should be covered. READ MORE >>

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